YEAROF
ESTABLISHMENT
(SEPT. 1985)
CHANGES (SEPT. 1985~PRESENT)
Assessment Base
•
Covereddeposits
Revised inJanuary2007 to total eligibledeposits.
Insurance
Premium
Flat rate: 0.05%
•
Flat rate,but reduced to0.04% inJuly1987
•
Further reduced to0.015% inJanuary1988
•
Risk-basedpremium systemadoptedonJuly1, 1999, and
three-tier rates instituted: 0.015%, 0.0175%, and0.02%
•
Three-tier rates adjusted to 0.05%, 0.055% and 0.06% on
January1, 2000
•
Revised inJuly2007 to:
Risk-based premium rates for covered deposits within
themaximum coverage and a flat rate for any amounts
beyond this, as follows:
FINANCIAL
INSTITUTIONS
RISK-BASED
PREMIUMRATES
FLATPREMIUM
RATE
Domesticbanks,
foreignbank
branches in
Taiwan, trust
and investment
companies,
and credit
cooperatives
Five-tier rates:
0.03%, 0.04%,
0.05%,0.06%,and
0.07%
Formerly0.0025%,
but fromJanuary
1, 2010 the flat
premium rate
was adjusted to
0.005%
Credit
departments
of farmers’ and
fishermen’s
associations
Five-tier rates:
0.02%, 0.03%,
0.04%,0.05%,and
0.06%
0.0025%
•
Revised inNovember 2010 to:
Risk-based premium rates for eligible deposits within
themaximum coverage and a flat rate for any amounts
beyond this, effective from January 1, 2011; also revised
in October 2013 the term “Local Branches of Foreign
Banks” into “Local Branches of Foreign Banks and
Mainland Chinese Banks” and applied the same risk-
basedpremium rateas follows:
65
Appendix
