In order to strengthen control of insurance risk, theCDIC also continues to carry out inspections
of insured institutions through off-site monitoringmechanisms and the Risk-based Premium
RatingSystem inaccordancewith
theDeposit InsuranceAct
and the
“ImplementationScheme for
the Deposit Insurance Risk-based Premium System.”
In conjunction with government policy, the
CDIC has also adopted relevant supervisorymeasures and strengthened information exchange
and cooperation with relevant financial supervisory agencies tomaintain a timely grasp of the
overall business conditions of insured institutions and help insured institutions to achieve sound
operations and reduceoperational risk.
Looking back, the CDIC has established and progressively improved the deposit insurance
systemwith industriousness anddedication. Going forward, theCDICwill continue efforts in the
followingareas toachieve thegoalsof protectingdepositors and stabilizing the financial order:
(1) AcceleratingAccumulation of the Deposit Insurance Payout Special Reserves to Strengthen
DepositorConfidence in theDeposit InsuranceSystem
A sufficient deposit insurance payout special reserve is the cornerstone of an effective deposit
insurance system. It isalso related to theconfidenceof depositors in thedeposit insurance system
58
Central Deposit Insurance Corporation 30Years inRetrospect
