2. The standard date for the annual figures in the table is December 31 of each year. The term
“General Account” refers to general financial institutions including domestic banks, local
branches of foreign banks andmainland Chinese banks in Taiwan, and credit cooperatives,
whereas the term “Agricultural Account” refers to agricultural financial institutions including
the Agricultural Bank of Taiwan, and the credit departments of farmers’ and fishermen’s
associations.
3. The term “Covered Deposits” refers to the total deposit amount of each depositor
under themaximum coverage inan insured institution
.
4. In September 1999, the CDIC provided assistance in the amount of NT$1,284 million to
help the Taiwan Bank to acquire the Donggang Township Credit Cooperative of Pingtung
County, causing a reduction in insurance payout special reserves. Beginning in September
2007 the CDIC’s Deposit Insurance Payout Special Reserves were used to share some of the
compensation paid in relation to the disposition of failed financial institutions in line with the
Mechanism for the Combined Utilization of the Financial Restructuring Fund and the Deposit
InsurancePayout Special Reserves as approvedby theExecutiveYuan.Thus, from2007 to2012
the Deposit Insurance Payout Special Reserves for general financial institutions as well as the
ratioof thisReserve to covereddepositswasboth0.
5. FromOctober 2008 toDecember 31,2010 thegovernment implemented temporary full deposit
insurancecoverage,and thus the ratioof theDeposit InsurancePayoutSpecial Reserves tocovered
depositshadno relevantmeaning, andwashencedenotedby “-” in the table.
76
Central Deposit Insurance Corporation 30Years inRetrospect
