| January 1985 |
Enactment of the Deposit Insurance Act
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September 1985
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Establishment of the Central Deposit Insurance Corporation
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August 1987
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The maximum coverage raised to NT$1 Million
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July 1993
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Setup of the national Financial Early-warning System
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January 1999
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Mandatory participation in the deposit insurance
Coverage limited to deposit principal
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July 1999
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Adoption of risk-based premium system
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July 2001
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Establishment of the Financial Restructuring Fund
Provision of temporary blanket guarantee (4 years)
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May 2002
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Participation in the International Association of Deposit Insurers (IADI) in the capacity as founding member
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September 2005
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Receipt of the Deposit Insurance Organization of the Year Award from IADI
Host to the IADI's 4th Annual General Meeting and Conference in celebration of twentieth anniversary
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January 2007
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Passage of the Amendment of Deposit Insurance Act
- Setup of deposit insurance fund target ratio at 2% of covered deposit
- Establishment of a formal mechanism of information sharing among financial safety net participants and direct access to the data of the insured institutions
- Authorization of the power of conducting special inspection and investigation
- Setup of mechanisms of handling the systemic crisis and the bridge bank
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July 2007
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The maximum coverage raised to NT$1.5 million.
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October 2008
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Implementing a temporary blanket guarantee till December 31, 2010.
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January 2011
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All domestic deposits in Taiwan are covered by deposit insurance. The maximum coverage is raised to NT$3 million and the scope of coverage was enlarged to include both foreign currency deposits and interest on deposits.
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January 2012
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The CDIC can conduct review inspections and evaluation inspections on insured institutions for the accuracy of the data and files related to the risk indicators reported by the insured institutions.
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January 2013
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The CDIC completed the revisions of the risk indicators and weights of the Risk-based Premium Rating System(RPRS).
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| April 2015 |
CDIC held 30th Anniversary Ceremony and IADI APRC 13th Annual Meeting and International Conference. |
| July 2016 |
Implementation of the "Deposit Insurance Premium Reporting Transmission System" |
| May 2017 |
FSC entrusted the CDIC with utilizing and managing the Financial Industry Special Reserve Fund. |
| December 2020 |
The Rakuten International Commercial Bank, internet-only bank, got approval of the insured institution from the CDIC. |
| December 2020 |
CDIC launched the Supervisory System for Internet-Only Banks. |
| 2020-2021 |
In response to the serious global economic impact caused by the COVID-19 pandemic, the CDIC adopted a set of Temporary Measures for Deductions on Deposit Insurance Premiums for Best-performing Domestic Banks in Providing Relief and Stimulus Loans. |
| March 2021 |
LINE Bank Taiwan, internet-only bank, got approval of the insured institution from the CDIC. |
| January 2022 |
NEXT BANK, internet-only bank, got approval of the insured institution from the CDIC. |
| June 2022 |
The CDIC amendments to Article 5-1, Paragraph 1, Subparagraph 10 of the Enforcement Regulations of the Deposit Insurance Act to strengthen protection of users of electronic payment accounts or stored value cards. |
| July 2022 |
The CDIC signed the EFDI Charter for Sustainable Deposit Guarantee and Investor Compensation
Schemes |
| October 2022 |
The Department of Finance was established and commenced its operation. |