In order to respond to the return to a system of limited deposit insurance coverage after the provision of full deposit insurance coverage expired on December 31, 2010, as well as to raise the deposit insurance coverage limit to NT$3 million from January 1, 2011, Article 12 and Article 13 of the Deposit Insurance Act were also revised. Except for Offshore Banking Branches established by local banks whose deposits are not insured by the CDIC, all deposits within the territory of the Republic of China (ROC), including principal and their accrued interest, are within the scope of deposit insurance coverage. The Articles were amended and promulgated by Presidential Order on December 29, 2010, effective from December 31, 2010.