The framework and regulation of CDIC organization has been amended and adjusted several times in accordance with the need of business development since its establishment before reaching current scale. Current organizational framework is exhibited as follows:

Department of Risk Monitoring

Handles matters related to the development, enhancement, and management of risk control systems and early warning indicators; the collection, processing, analysis, and monitoring of risk information of financial institutions; as well as the monitoring, analysis, and control of specific risks assigned or commissioned by the competent authority. The Department also conducts supervisory information exchange and collaboration with financial safety net participants, and promotes research and development on emerging insured risk and financial supervisory technologies (SupTech).

Department of Risk Management

Handles matters related to domestic banks, foreign bank branches in Taiwan, and community financial institutions, including the collection, analysis, and control of insured institutions’ operational information; internet data monitoring; on-site examinations; and the verification of risk-based premium data and follow-up management of corrective actions. The Department also conducts guidance and superintendence, and handles business crises in accordance with relevant regulations, including the inspection, warning, and handling of contract termination, as well as the planning and implementation of simulation exercises for business crisis response measures.

Department of Resolution

Handles matters related to strategic planning of conservatorship or resolution of troubled insured institutions, application procedures of financial assistance for insured institutions under conservatorship or acquiring institutions, payout of depositor claims against failed insured institutions, advance payment to uninsured creditors, liquidation of failed institutions, the establishment, operation, management, and disposition actions of bridge banks, inspections of the accuracy in calculations of the deposit assessment base of insured institutions, the content of the electronic data files of insured institutions, the assets and liabilities of the insured institutions prior to the termination of deposit insurance agreements or the fulfillment of insurance responsibilities, and also handles administrative matters related to internal controls.

Department of Business

Handles matters related to the planning and research of deposit insurance, coverage limit, risk-based premiums issues, fund investment and management, funding for insured institutions and bridge banks, as well as public awareness activities of deposit insurance.

Department of Finance

Handles matters related to the fund investment and management, research and analysis on macroeconomic, interest rate and exchange rate,the financial risk assessment and appraisal, emergency liquidity funding from the Central bank or financial institutions.

Department of Legal Affairs

Handles matters related to contracts, litigation, financial laws and regulations, research of laws and regulations related to deposit insurance, and pursuits of civil liabilities for the illegal acts of employees of problem insured institutions, as well as inspections of evidence needed to pursue civil liabilities pursuant to Subparagraph 4 of Paragraph 1 of Article 24 of the Deposit Insurance Act and other related laws and regulations.

International Relations and Research Office

Handles matters related to international affairs, activities related to the International Association of Deposit Insurers, research on deposit insurance and financial safety net issues, and English public awareness activities.

Department of Accounting  

Handles matters related to budgeting, accounting and auditing.

Secretariat

Handles matters related to secretarial matters, documentation, procurement, cashier affairs, property management, publication management, domestic public relations, and other general affairs.

Human Resources Office

Handles matters related to the planning, research, training, and implementation of personnel affairs.

Department of Information Technology

Handles matters related to the planning, design, implementation and management of all information technology, and other related matters.

Civil Service Ethics Office

Handles matters related to ethics of the staff.

Central Region Office

Handles matters related to collections, processes, analyzes and monitoring of data, provision of guidance, inspection, assistance with handling of bank runs, and conservatorship as well as payout of insured institutions in the area from Taichung to Chiayi.

South Region Office

Handles matters related to collections, processes, analyzes and monitoring of data, provision of guidance, inspection, assistance with handling of bank runs, and conservatorship as well as payout of insured institutions in the area from Tainan to Taitung.